Did you know that 2 out of 3 people waste money on high interest rate credit cards when there are MUCH cheaper options available
If you have debt with a high interest rate like a standard credit card or (the worst of all) a store card and you don't have the money to pay it off in full, or you want to buy something but don't know where to get the money from, then most people have two options. You can get a loan or get a credit card.
If you want to borrow to buy something then you do need to ask yourself: Do you really need it?
The golden rule is simple: borrow as little as possible and pay it back as quickly as possible.